Two clichés that seem to jump out at you when on the topic of medical aid is the age old:”If you fail to plan, you plan to fail” and of course “Nothing is certain except for change”.
The reason is obvious to those who know a bit about medical aid but if you are new to the world of medical insurance you might need some clearance.
Firstly, if you don’t plan on your future chances are you might not have one worth planning for! Getting medical aid is a fantastic way to make sure you are prepared.
For What Should I Prepare
Medical aid is a great way for people to prepare for the unexpected. Things happen and you never know when a car crash, industrial accident or work injury could occur. In addition to this uncertainty are the costs of being healthy.
Medical care is expensive and could leave you with crippling debt, but with a medical aid plan you can rest easy. They will take care of most, if not all of your medical expenses for almost any medical issue you have whenever you may need it.
Find Some Peace In A Medical Aid Plan
If you mention medical aid to those who don’t have it you will find they get a hunted look in their eyes, probably because they know that should the unexpected happen they will be left to the mercy of public health care.
More than 80% of South Africans do not belong to a medical scheme and are not covered. You don’t have to be part of this group anymore. If you value your health and your money, consider getting medical aid today!
Perhaps another hackneyed expression that seems to fit here is “Prevention is better than cure!” this is especially true regarding one’s health, but regular testing isn’t always an affordable option. Medical aid on the other hand will normally pay for these tests out of the risk benefit portion and not the savings portion, making it viable for you to detect any problems before they become dangerous. In some cases you can even prevent the problem before it arises saving you your body and your pocket a shock you don’t really need.
Be Sure You Pick Out A Plan Well Suited For You And Your Family’s Needs
You need to pick carefully when picking your medical scheme since each of them have their own set of benefits. Not only will each offer you their own advantages, prices will also range from extremely expensive to quite affordable.
There might come a time that you unexpectedly need immediate medical attention and without the cash you can be turned away. Furthermore, this can turn out to be very costly and you might not be sure how you are going to pay off the medical expenses.
Medical aid gives you the assurance that you will always have access to private health care, whether in a serious situation in the hospital or even only for a flu vaccination in the winter time.